Ace the South Dakota Security Guard Test 2025 – Step Up, Stand Out, and Serve!

General liability insurance is highly recommended for security guards and companies because it protects against claims arising from bodily injury, property damage, and personal injury that may occur while carrying out security duties. This coverage is crucial in the security industry, where interactions with clients, the public, and individuals on the premises being guarded can lead to unexpected incidents.

For example, if a security guard accidentally injures someone while in the process of performing their duties, or if property is damaged due to a security-related event, general liability insurance will help cover legal fees, medical expenses, and any settlements that might arise from such claims.

While other types of insurance, like workers' compensation and professional liability insurance, are also important in specific contexts — such as protecting employees or covering claims related to professional services provided — general liability insurance offers a broader safety net against various risks that security professionals frequently face.